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Mortgage Qualify

Canada's independent mortgage planning platform — calculators, guidance and tools to help you buy with confidence.

Buying a home

Affordability & Stress Test
Payment Comparison
CMHC Insurance
Land Transfer Tax
Closing Costs
Rent vs. Buy

Existing homeowners

Prepayment
HELOC
Renewal Comparison

Investing & credit

Rental Property Investment
Credit Score Simulator

Resources

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Blog
About us

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Official sources

CMHC ↗
Bank of Canada ↗
Canada Revenue Agency ↗

© 2026 Mortgage Qualify. All rights reserved.

Mortgage Qualify is not a mortgage lender or broker. All calculators provide estimates for planning purposes only and do not constitute financial advice or a loan commitment.